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Mortgage Calculator
A 100% free mortgage and affordability calculator
This calculator allows you to calculate your monthly payment based on factors like:
- Loan amount
- Interest rate
- Down payment
- Property tax
- Insurance cost
- HOA fees
The affordability calculator reverses the approach allowing you to find your maximum loan amount for a desired monthly payment using the same parameters as above.
If you need to find the maximum loan amount that you can qualify for, I highly suggest speaking to a qualified lender / mortgage broker, however you can use this tool to get an estimate based on your income and debt to income ratios.
Mortgage Calculator
Monthly Payment Breakdown
Principal & Interest: $0
Property Tax: $0
Home Insurance: $0
HOA Fee: $0
Total Monthly Payment: $0
Loan Amount: $0
Amortization Schedule
| Year | Beginning Balance | Year’s Interest | Year’s Principal | Ending Balance |
|---|
Mortgage Affordability Calculator
Affordability Analysis
Maximum Home Price: $0
Maximum Loan Amount: $0
Recommended Down Payment: $0
Principal & Interest (of max amount): $0
Estimated Property Tax: $0
Estimated Home Insurance: $0
HOA Fee: $0
If you have any questions about these calculators or need help calculating your monthly payment or maximum loan amount, please don’t hesitate to contact me.